How we write and check our guides.
Covr guides on car insurance, state rules, maintenance, and repair costs follow the process on this page.
Who writes our guides
Guides on this site are written and fact-checked by the Covr Editorial Team, the content team of Covr, an app published by Soett Inc.. A page names an individual reviewer, such as a licensed insurance agent or an ASE-certified technician, only when that person has actually reviewed it. If no reviewer is named, none has reviewed the page.
What our guides are and are not
Our guides are general information for U.S. drivers. They are not legal, financial, tax, or repair advice for your situation. Insurance prices and coverage depend on your state, your driving record, your vehicle, and the insurer. Repair and maintenance costs depend on your vehicle, region, and shop. Confirm details with your insurer, your state agency, or a qualified professional before you act.
Sources we use
- Official sources first. State minimum limits, penalties, deadlines, and DMV procedures come from state insurance departments, DMVs, and federal agencies such as NHTSA and the IRS. When an official page could not be checked, the guide says where the figure came from.
- Named, dated studies. Average prices and insurer comparisons come from published studies, for example U.S. News, Bankrate, NerdWallet, or the Insurance Information Institute. Each figure names its source and date in the same sentence.
- Manufacturer and industry guidance. Maintenance intervals come from vehicle makers, tire makers, and published service guides.
We do not publish a number we cannot attribute. If sources disagree, we show both, each with its source, or we leave the number out and say so.
Our own calculations
Some guides include Covr calculations, such as the gap between two published averages or a table that compares several sources. Each one is labeled as Covr's own calculation and states its method, its inputs, and the date it was compiled. Covr does not publish its own quote data or savings claims.
Dates and updates
Each guide shows a "Last reviewed" date. We change that date only after we recheck the dated facts on the page. Prices, state rules, and program details change, so we recheck them on a schedule and when a source updates.
Writing tools
We use software tools, including AI writing assistance, to collect sources, draft text, and run consistency checks. The Covr Editorial Team decides what is published and is responsible for every page. Automated checks compare each figure against its source, but they do not replace the source citations on the page.
Independence from insurance partners
Covr is a lead generation service, and insurance partners compensate Covr for quote requests. Partners do not write, review, or approve our guides. An insurer named in a guide is not necessarily a Covr partner, and a mention is not an endorsement. Read how Covr makes money for details.
Corrections
If you find an error or outdated information, contact us with the page URL and, if possible, a link to a current source. We review every report. When a correction changes a fact, we update the page and its "Last reviewed" date.